Calculator index to the Profits+Plus website

We know that owning and managing a small business is a daunting challenge. Too often, making a decision comes down to a guess. It may be an educated guess, but it is still just a guess. We have found that with the right information, making that decision does not have to be a guess. The answer can be determined by a series of calculations.

While we would like to teach this to every small business in either a one-on-one or group situation, we know that is not possible. Instead, we provide over 30 calculators online for the free usage of small businesses worldwide.

We realize a massive website like ProfitsPlus.org can also pose a daunting challenge when someone wants to find information to help them make these decisions. This index is to help you locate the appropriate calculator on our website. The title of each is a link to that particular calculator.

AMP Calculator - Advertising, Marketing and Promoting; three of the hardest parts of running a business. Many businesses lump this all together as advertising. Many businesses spend as much on advertising as they make in profit over the course of a year. Yet they spend far less time determining how to spend the advertising dollars than they do working to improve their profitability. This calculator helps to resolve that.

Note: This is the only calculator on the Profits+Plus website that is not free. It's uniqueness is that it tracks on a weekly, monthly and annual basis, the advertising expenditures and results for each of the users of this calculator. The investment for a lifetime subscription to the AMP calculator is $40 per business.

Break Even Analysis - What does a business have to produce in revenue to cover the basic expenses? This calculator helps you to determine how much has to be sold before you cross over into the area of profitability.

Cashflow Projection - Financial statements tell you what has happened in a business. This calculator helps you to accurately predict what is going to happen in a business. Based on Tom Shay's book, EZ Cashflow, with this calculator you can learn how to anticipate what sales will be, inventory levels and cash levels for each month.

Cost of Inventory - Often the buyer of merchandise is in a position of having to make a decision of how to buy - smaller quantities at a higher cost, or larger quantities at a reduced cost. Both buying styles have their advantages and disadvantages. This calculator helps you to resolve that question. Expect to see that the answer varies from item to item, as well as it varies with the same item depending on how much you buy.

Financial Ratios - There are 20 calculators within this one financial ratios calculator. This one helps you to answer questions with regard to liquidity, profitability, productivity, activity and financial coverage of debt. In addition to doing the math for you, these calculators will explain how each of the ratios are calculated, why you want to know about that ratio, and for many this gives you some guidance with regard to desired answers.

Gross Margin and Discounting - When they are initially purchasing the inventory, larger businesses plan when and by how much they are going to mark down their merchandise. This way their final maintained gross margin is not a surprise to them. This calculator helps every business to take advantage of that information.

If You Lower Your Price - Designed to answer that age old question in businesses about changing prices. "If I lower my price, how many more do I have to sell to make the same amount of profit?" This calculator removes all doubt and guesses by providing you with absolute answers.

Inventory per square foot - This calculator helps you determine how much inventory you need. It will ask you about the square footage, the inventory turn rate and the desired sales. Put it all together and it will tell you how much inventory it will take to drive the sales.

Margin vs. Markup - So, which is it; margin or markup? Do you have a markup or a margin? How do you calculate it? Is this just a play on words? And is the answer for margin the same as for markup? This calculator explains how to calculate each; which one is the right one to use and which one is not.

Open to Buy - This is a technique of determining how much merchandise is necessary to produce the anticipated sales through the season of a category of merchandise. Using this calculator helps to eliminate the problem of having too much merchandise on hand at the end of the season and needing to have a big clearance sale at substantially reduced prices.

Price Rounding - When a buyer determines how much to sell an item for, they are likely to be charging less than what the customer is willing to pay. This calculator helps to find those few extra cents and dollars that quickly add up to extra profit.

Promotion Evaluation - Too many small businesses spend more on advertising than they give discounts to their customers. This calculator helps you to make sure your customer is talking about how much they saved when they did business with your business; as compared to you talking about how much your advertising is costing you.

Return on Assets - Your business controls many assets; some that you own and some that you owe for. This calculator helps you to assess how well you are utilizing these assets to produce income for your business.

Return on Investment - If you invest money in a bank, you are sure to ask about the rate of return on your investment. However, most small business owners do not ask the same question about the amount of money they have invested in their business. This calculator not only answers that question but helps to teach how to improve the return on investment.

Small Business Knowledge Test - Just like in school; a 20 question multiple choice test asking how much you know about owning a small business. Answers provided after you take the test.

Small Business Financial Test - This calculator is the same concept as the small business knowledge test. However, this one deals only with financial issues of the small business. Take the test and see how much you know about the necessary financial part of a small business.

What is a Customer Worth? - Ever stop to think what the customer is truly worth to a business? Not just from how much profit you make from one purchase, but from the aspect of that customer doing business with you multiple times each year as well as doing business with you over several years. That amount does add up, but how much? This calculator helps you to determine the value of a customer to your business.